Here is a brief overview of some products & programs I have available. Being a mortgage broker, we are able to select & discuss all options!

Buyers needing lower loan limits & having minimum funds to invest

• Loan limit $200,160 - single family home
• Buyer's total out of pocket cash can be as little as 3% of purchase price
• All can be gift funds to buyer
• Frequently offers more lenient underwriting
• Underwriting not "FICO Driven

• Loan limit $417,000
• JUMBO loans above $417,000 available
• No mortgage insurance required with at least 5% down
• 5% minimum down payment plus applicable closing costs/prepaids
• 100% gift funds possible with 20% down payment
• Very quick approvals possible with "DU"
• Minimum FICO scores necessary
• Zero Down Payment Programs Available

• Loan limit $240,000 (including VA Funding Fee)
• 100% of buyer's closing funds can be gift
• Seller can pay up to 4% of closing costs & prepaids

• Approvals on a case by case basis
• Higher interest rates (generally 3% plus, depending upon underwriting risk)